How to Protect Yourself from Phishing and Scams
Scammers use email or text messages to trick you into giving them your personal information. But there are a few things you can do to protect yourself.
How to Identify Fraudulent Crime
Scammers use email or text messages to trick you into giving them your personal information. They may be trying to steal your passwords, account numbers, or social security numbers. If they receive that information, they may be able to access your email, bank, or other accounts. Fraudsters launch thousands of cybercrime attacks every day – and they often succeed. The FBI’s Internet Crime Complaint Center reported that people lost $57 million in fraudulent information theft programs in one year.
Scammers often review their tactics, but there are signs that will help you detect a criminal email for sensitive information or a text message on your iPhone repair. Phishing emails and sensitive text messages may seem to come from a company you know or trust. They may look like they came from a bank, a credit card company, a social networking site, an online payment website or app, or an online store. Phishing emails and sensitive text messages often tell a story to trick you into clicking a link or opening an attachment.
- they say they have seen some suspicious activity or attempts to sign in
- claim that there is a problem with your account or payment details
- states that you must verify certain personal information
- enter a fake invoice
- they want you to click a link to make a payment
- says he is eligible to apply for a government refund
- provide a coupon for free items
- Here is a real-life example of email theft to steal sensitive information.
- Imagine that you saw this in your inbox. Do you see signs of fraud? Let’s take a look.
- Email seems to come from a company you may know and trust: Netflix. It even uses the Netflix logo and theme.
- Email says your account has been suspended due to a payment problem.
Although, at a glance, this email may seem unrealistic, it is not. Fraudsters who send emails like this have nothing to do with the companies they work for. Phishing spam emails can have serious consequences for people who give fraudsters their information. And they can also tarnish the reputation of the companies they operate.
How Can You Protect Yourself?
Your email spam filters can keep a lot of spam emails from stealing your sensitive information from your inbox. But scammers are always trying to bypass spam filters, so it’s a good idea to add additional layers of protection. Here are four steps you can take today to protect yourself from becoming a victim of cybercrime.
Four Steps to Preventing Crime Theft of sensitive information
- Protect your computer by using security software. Set the software to update automatically to deal with any new security threats.
- Protect your phone by setting up software to upgrade automatically. These updates can provide important protection against security threats.
- Protect your accounts using multi-item authentication. Some accounts provide additional security by requiring two or more credentials to access your account. This is called multi-factor authentication.
- Back up your data and make sure those backups are not connected to your home network. You can copy your files to your computer from an external database or cloud storage. Make a backup copy of your data to your phone, too.
What to Do If You Suspect a Criminal of Identity Theft
If you receive an email or text message asking you to click on a link or open an email attachment, answer this question: Do I have an account with the company or do I know the person who contacted me? If the answer is no, it may be a crime to steal sensitive information. Go back and review the tips on How to Identify Criminal Identity Scams and look for signs of fraudulent identity theft scam. When you see them, report the message and delete it. If the answer is “Yes,” contact the company using the phone number or website that you know is genuine. Not the information in the email. Attachments and links may include malicious computer programs.
Although identity theft can sometimes be a difficult area to deal with, by following the simple tips and advice outlined in this article (as well as adopting the appropriate tools to prevent sensitive identity theft) – you can greatly reduce your risk of becoming a victim of digital fraud.